As regulators worldwide adopt Basel IV, banks, for their part, must deal with divergent timelines and interpretations at the local jurisdictional level. Implementation differs considerably between the EU, UK, US, and other regions. In Europe, the framework is now set to take effect in January 2026, while the UK and US aim for mid-2025, and Canada began implementation as early as 2023 ( Basel IV – a Jurisdictional Breakdown , 2024b). Basel IV aims to standardise risk-weight ca

Artificial Intelligence has existed as a field of research since 1950, when Alan Turing first posed the question of whether machines could think (Lawrence Livermore National Laboratory, n.d.). Since late 2022, public interest in artificial intelligence has surged. The number of AI-related jobs, patents, and innovations continues to climb, and Europe today counts more professionals in AI-related roles than even the United States (Leitner et al., 2024). At the same time, the po

In today’s financial sector, disruptions can spread with alarming speed, from a power outage that ceases digital payments to a sudden bank run spurred by online withdrawals. These incidents stress that resilience is not just a regulatory demand but the foundation for maintaining trust in money and the stability of the wider economy (Cipollone, 2025).    The Digital Operational Resilience Act (DORA) is an EU regulation designed to heighten the capacity of financial institution

Artificial intelligence (AI) and automation are reshaping how financial institutions operate, enabling greater efficiency, cost savings,...

At Viva Technology 2025 in Paris – Europe’s largest startup and tech event – Morrison Finance joined innovators from around the globe to...

Greenwashing slithers into sustainable finance is a critical challenge, eroding market integrity and investor confidence. Regulatory...

Innovative Strategies to Maintain Professionals' Motivation and Mental Health The 6 AM alarm pierces the silence. Your hand hovers over...

From boardrooms to break rooms, Environmental, Social, and Governance (ESG) initiatives often trigger raised eyebrows and concerns about...

Data Protection: More Than Just a Technical Challenge In the high-stakes world of financial services, data protection isn't just a...

Understanding the EU's New AI Act: What Financial Services Need to Know The European Union has recently passed a landmark piece of...

In the financial sector, significant changes are underway with the increasing prominence of Artificial Intelligence (AI), which is...

In the fast-paced world of financial services, staying ahead of the curve is not just an option; it's a necessity. With emerging...

In today's fast-paced and ever-evolving financial landscape, the importance of robust risk management strategies cannot be overstated....

Background A well-known European bank, operating extensively throughout the continent and offering a range of financial services,...

Background An outdated AS400 system was crucial for all Enterprise Resource Planning (ERP) processes in a major multinational...

In the realm of finance, the battle against money laundering continues to evolve. As professionals dedicated to ensuring financial...

€2 trillion…Chasing Crooks and counting Zeros. Each year, it is estimated that over €2 trillion is laundered around the world. In Europe,...

Background The large European insurance company was acknowledged for its broad spectrum of services and extensive customer base....